About the opportunity

We are the N26 Regulatory Reporting Team - an ambitious, high-performing team committed to absolute precision, robust compliance, and strategic data architecture. 

We are looking for a Senior Regulatory Reporting Manager to join our expanding team. In this senior expert role, you will act as a core pillar of our reporting function, driving the end-to-end delivery of complex regulatory frameworks, mentoring a team of data analysts and experts, and safeguarding N26's regulatory standing during a period of high-impact product innovation. If you are a seasoned authority in banking regulations with 10+ years of deep operational and technical experience, we encourage you to apply.

In this role, you will

• Lead End-to-End Delivery: Oversee the flawless compilation, meticulous proofing, and timely submission of regulatory reports annually, ensuring total adherence to monthly, quarterly, bi-annual, and annual cycles.
• Master Core & Liquidity Frameworks: Take full ownership of complex COREP, FINREP, statistical and national reporting, with a heavily elevated focus on complex liquidity reporting, capital requirements (Basel Pillar 1 and 3), and hard operational groundwork.
• Navigate Audits & Remediations: Function as the primary expert face for internal and external auditors. 
• Project Support: Act as the critical regulatory gatekeeper for new company initiatives and innovations. 
• Optimise Data & Systems Infrastructure: Collaborate closely with the Data and IT teams to refine data pipelines, map complex interface descriptions, and continuously automate processes within our core reporting engine (BAIS).

What you need to be successful

• Expert-Level Experience: At least 10+ years of deep operational experience within regulatory reporting at a licensed bank or financial institution.
• Academic & Banking Foundation: A degree in Business Administration, Finance, Business Engineering, or a traditional banking education with advanced, specialized further qualifications. You possess a masterful understanding of a bank's balance sheet.
• Deep Regulatory Expertise: Comprehensive, authoritative knowledge of European financial and banking legislation (including CRR III, CRD VI, KWG, and AnaCredit) .
• Technical Mastery: Proven, hands-on experience working extensively with regulatory reporting software - ideally BAIS (or equivalent industry-standard software like Abacus/Regnology) - alongside advanced data capabilities and expert Excel skills.
• Audit & Authority Liaison: Exceptional track record of interfacing directly with authorities and managing demanding external audit cycles with an innate understanding of how auditors think and operate.
• Project & Pipeline Ownership: Strong affinity for the intersection of financial regulation and IT, with a proven ability to architect data pipelines, map out interface descriptions from scratch, and lead complex regulatory transition projects.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.